Buy a home without a buyer's agent.Keep more of your money.

The exact amount depends on the purchase price and the buyer-agent commission that would otherwise be paid. Buyer-agent commissions average about 2.42%. On a $500,000 home, a 2.42% commission equals $12,100. Your actual savings or negotiating advantage may be higher or lower depending on the property and the seller's commission arrangement.

Yes. Dottid Line can be used for any home you want to purchase without a buyer's agent, including properties found on Zillow, Realtor.com, Redfin, another listing website, or directly from the seller. You can learn how the buying process works and create a professional, agent-grade offer package for the property you want to purchase.

Dottid Line organizes your offer price, financing, contingencies, timeline, supporting documents, and other terms into a complete offer package. Once it is ready, you can send it directly to the property owner or listing agent for review.

A complete offer typically includes the purchase price, financing method, earnest money deposit, proposed closing date, inspection and financing contingencies, proof of funds or lender preapproval, and any other terms that are important to the buyer or seller. Dottid Line helps you organize these details into a clear, professional offer package.

That depends partly on your state and how you are purchasing the home. You will need a lender if you are financing the purchase. A title company or closing provider will also be needed to complete the title work and closing process. Attorney requirements vary by state, but consulting a real estate attorney is generally recommended, especially before signing a binding purchase agreement. You should review the specific legal and closing requirements in the state where the property is located.

After you and the seller agree on the offer terms, the next step is usually to work with a real estate attorney or other qualified professional to prepare or finalize the purchase agreement. Once the agreement is signed, it is typically sent to the title company or closing provider so title work can begin and the transaction can move toward closing. Your lender will also begin or continue the financing and appraisal process if you are using a mortgage.